1. Lost inside a cow
2. Baked into a cake
3. Flushed down a lavatory
4. Snatched by a seagull
5. Blasted by fireworks
6. Stolen by monkeys
7. Dropped from a tree
8. Thrown at a boyfriend
9. Worn out by ‘intimate’ use
10. Dropped overboard
John Lamerton, mobileinsurance.co.uk managing director said: ''Judging by these claims, you really never know what you might need to
claim for. My advice would be to just use the phone as a phone.''

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